Last updated: January 1, 2026
These Terms and Conditions (“Terms”) govern your access to and use of perubenefits.com (the “Website”) and any related services, forms, scheduling, and communications provided by Benefit Solutions Made Easy (“we,” “us,” “our”).
Benefit Solutions Made Easy is an independent insurance agency that helps individuals, families, seniors, and small businesses compare and enroll in insurance products (including health and life coverage).
We are not an insurance company and do not underwrite or issue policies. Coverage, rates, eligibility, and benefits are determined by the insurance carrier and the specific policy terms. We do not guarantee acceptance, pricing, or coverage outcomes.
Information on the Website is for general informational purposes. It is not legal, tax, investment, or medical advice. You are responsible for consulting appropriate professionals and reviewing carrier documents before making decisions.
You agree not to:
misuse the Website (including hacking, scraping, or interfering with security/features),
submit false or misleading information,
violate any law or regulation while using the Website.
We may suspend or restrict access if we believe you are misusing the Website.
If you request a quote, appointment, or enrollment help, you agree to provide accurate, complete information. You understand that:
quotes may change based on underwriting and verification,
applications may require additional documentation,
carriers may contact you directly regarding underwriting or policy servicing.
By submitting forms or contacting us, you consent to receive communications from us (calls, emails, texts) about your request, appointment coordination, and related support. Standard message/data rates may apply. You can opt out of marketing messages at any time.
The Website may link to third-party websites or tools (e.g., carrier portals, scheduling tools). We are not responsible for third-party content, policies, or performance. Your use of third-party services is governed by their terms.
All Website content (text, graphics, layout, logos, and design) is owned by us or licensed to us and protected by applicable intellectual property laws. You may not copy, reproduce, or distribute content without written permission.
The Website is provided “as is” and “as available.” We do not warrant that the Website will be uninterrupted, error-free, or free of harmful components.
To the maximum extent permitted by law, we are not liable for indirect, incidental, special, consequential, or punitive damages arising from your use of (or inability to use) the Website or reliance on Website content.
You agree to indemnify and hold us harmless from claims arising out of your misuse of the Website, violation of these Terms, or violation of any law or third-party rights.
These Terms are governed by the laws of the State of Illinois, without regard to conflict-of-law rules.
We may update these Terms at any time. Continued use of the Website after updates means you accept the revised Terms.
Benefit Solutions Made Easy
Address: 114 E. Everett St Suite 100 #1006, Dixon, IL 61021 USA
Phone: (877) 745-9055
Email: info@perubenefits.com